Driving for Uber? Questions on Home Values? Do I need more Life Insurance? and more from McCollum Insurance

Why Is My Home Insured for More Than I Could Sell It For?

philadelphia home insurance

Many different factors affect how much it would cost to reconstruct a home. When insuring your home, the value should be equal to the amount it would cost to replace the home. You’ll also want to make sure your home is covered on a replacement cost basis rather than an actual cash value basis.

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Are you driving for Uber or Lyft?

Most personal auto insurance policies exclude coverage for when you are driving people for a fee or have a Rideshare App, such as Uber or Lyft, on or active.

If you are driving for Uber or Lyft, call our office at 215.508.9000 to make sure you are properly. McCollum Insurance can customize your coverage and limits to meet your needs.

I have Life Insurance through my employer.
Is it enough?Erie-Insurance-Philadelphia

Many employers will offer a free level of life insurance for employees. Depending on your place of work, this can cover anywhere from $25,000 to your base pay.

Since this is a free option, all employees should sign up for the benefit. It’s free money if something were to happen to you.

However, don’t let that be your only coverage.

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Do you have enough Liability Coverage on your home and auto?umbrella-insurance-philadelphia-pa

If you were found negligent or liable for someone else’s bodily injury or death, would you have enough insurance to protect your assets?

Umbrella insurance is a stand-alone liability policy that provides an additional limit of liability over and above your underlying liability limits that are already on your homeowners and auto insurance policies.

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Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at McCollum Insurance is here and ready to make the process as painless as possible. We look forward to meeting you!

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